Gringoes.com

Gringoes.com http://www.gringoes.com/forum This is an XML content feed of; Gringoes.com : Last 10 Posts Copyright (c) 2006 Web Wiz Forums - All Rights Reserved. Sun, 20 May 2012 09:27:10 +0000 Sun, 20 May 2012 09:04:01 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 8.05a 30 www.gringoes.com/forum/RSS_topic_feed.asp Gringoes.com http://www.gringoes.com/forum/Title_image http://www.gringoes.com/forum Visas and Documentation : buy a work visa? http://www.gringoes.com/forum/forum_posts.asp?TID=15454&PID=180977#180977 Author: Grads
Subject: buy a work visa?
Posted: 20 May 2012 at 09:04

Even if it were true that you could obtain the purchase of such a work visa, there are simply too many reasons which probably make this a bad idea. IMO.]]> Sun, 20 May 2012 09:04:01 +0000 http://www.gringoes.com/forum/forum_posts.asp?TID=15454&PID=180977#180977 Money Transfers : Brazilian banks in general http://www.gringoes.com/forum/forum_posts.asp?TID=14752&PID=180976#180976 Author: Segundavida
Subject: Brazilian banks in general
Posted: 20 May 2012 at 06:41

Yes PC you are a man of miracles.Citi Bank was the bank where I had to go inside and arrange to open up the day limit after trying several machines and being unable to get anything more after withdrawing R$1000. I have also gone to different branches of the same bank(B of B) and never been successful in withdrawing more then R$1000 total.You make a good point about the weekly limit which can be imposed by some foreign banks.Again I am only familiar with the Bahia situation which may indeed be different then SP. Personally I am not comfortable walking out of most banks with large amounts of cash so I don't find the limit too bothersome.]]> Sun, 20 May 2012 06:41:43 +0000 http://www.gringoes.com/forum/forum_posts.asp?TID=14752&PID=180976#180976 Money Transfers : Brazilian banks in general http://www.gringoes.com/forum/forum_posts.asp?TID=14752&PID=180975#180975 Author: peter caplan
Subject: Brazilian banks in general
Posted: 20 May 2012 at 00:16

Well then I guess I must have ruined it for everybody when I hit the jackpot for a total of R$1500 in two withdrawals at a Citi ATM four days ago in SP. And the machine didn't even whimper.
Or maybe Segunda had made some previous withdrawals on other days and hit some kind of Citi weekly or monthly limit?
Or else Citi has different limits in Bahia.
]]> Sun, 20 May 2012 00:16:00 +0000 http://www.gringoes.com/forum/forum_posts.asp?TID=14752&PID=180975#180975 Meeting Up : New in Florianopolis http://www.gringoes.com/forum/forum_posts.asp?TID=15456&PID=180974#180974 Author: NMFloripa
Subject: New in Florianopolis
Posted: 20 May 2012 at 00:07

Hi there,

I just arrived in Florianopolis last week-end and intend to stay for a while. The thought of living here has always been in my head... now it's actually happening. Exciting! ;)

I started taking classes in Portuguese but am far from being able to converse with the locals.

It would be great to get in touch with some people here to hang out with, meet for drinks or practice my humble Portuguese.

I am 28 years old, male and from Germany and I'd say I'm quite a nice and easy-going chap ;)

Drop me a line, if you're interested :)
Nico ]]> Sun, 20 May 2012 00:07:36 +0000 http://www.gringoes.com/forum/forum_posts.asp?TID=15456&PID=180974#180974 Money Transfers : Brazilian banks in general http://www.gringoes.com/forum/forum_posts.asp?TID=14752&PID=180973#180973 Author: Segundavida
Subject: Brazilian banks in general
Posted: 19 May 2012 at 22:42

Originally posted by Gringo.Floripa

Originally posted by agri2001

That is until recently HSBC and Bradesco refuse to identify the cards and I only can use them at BB but only for B$600 each.

Not sure if this is the same situation as you describe, but many times at HSBC I'd receive some sort of error/unable to complete transaction at this time message, and just accepted it at face value. Then one day I decided to try another machine, and the withdrawal worked! Now, whenever I receive a no-can-do message, I just go to another machine, and 99% of the time I'm successful.

BTW, it has been mentioned here before by others, at banks like Bradesco, which have a limit below R$1000, you can actually make two consecutive withdrawals, and walk out with more than R$1000.

Nope you cannot walk out with more then R$1000 at any bank ATM be it B of B, HSBC, Bradesco, Citi Bank or even 24 Hours cash machines which are located at almost every "Posto" (at least here in Bahia). That is the per day limit and you cannot get around it by multiple withdrawals however if you go into some banks such as Citi Bank you can have them open up the limit by calling your overseas bank and then you can withdraw unlimited amounts in one day. I know because I have done it. There are other limits which apply on weekends and certain hours of the day and night but that is up to the bank ATM you are using. IMO Wire transfers for small amounts can be a nightmare and expensive which makes the ATM quite attractive all around. In addition if you have a debit card based on certain banks or brokers they will refund the ATM fee up to a specified amount. My experience indicates B of B as the best exchange rate as well as being ubiquitous in Brasil in general. HSBC is also good but if you live in the sticks good luck on finding one of their ATM machines.
]]> Sat, 19 May 2012 22:42:32 +0000 http://www.gringoes.com/forum/forum_posts.asp?TID=14752&PID=180973#180973 Investing in Brazil : Business Account - Anyone use one of these? http://www.gringoes.com/forum/forum_posts.asp?TID=15455&PID=180972#180972 Author: DancingMan
Subject: Business Account - Anyone use one of these?
Posted: 19 May 2012 at 21:26

Im planning to open a business account as soon as my CNPJ comes in, wondering if anyone on here has transfered foreign currency (mine are dollars) into a business account and can tell me what they know about taxes, fees, etc.

The plan is to transfer my funds into this account so that I can apply for an investor visa (and yes, i am actually trying to open a business and invest in Brazil). I have seen a lot about the IOF of .38%, but some lawyers I spoke to also mentioned a 6% tax of foreign investment...

If it matters, I currently use HSBC and have a U.S. and Brazilian account with them...

All help is much appreciated,

]]> Sat, 19 May 2012 21:26:59 +0000 http://www.gringoes.com/forum/forum_posts.asp?TID=15455&PID=180972#180972 Visas and Documentation : buy a work visa? http://www.gringoes.com/forum/forum_posts.asp?TID=15454&PID=180971#180971 Author: 3casas
Subject: buy a work visa?
Posted: 19 May 2012 at 20:56

it's not just the illegality of it, it's the risk: you will be beholden to this turkey afterwards. (or perhaps extorted by this turkey). i know you said he seems relatively reliable but how far are you willing to trust him?
personally, i wouldn't want to have that sort of obligation to anyone i had any chance of seeing ever again.
]]> Sat, 19 May 2012 20:56:04 +0000 http://www.gringoes.com/forum/forum_posts.asp?TID=15454&PID=180971#180971 Living in Brazil : My wife is getting homesick http://www.gringoes.com/forum/forum_posts.asp?TID=15450&PID=180970#180970 Author: GreatBallsoFire
Subject: My wife is getting homesick
Posted: 19 May 2012 at 20:42

Originally posted by Twirly

The poverty?
The violence?
The corruption?

Send her back home for 3-4 months and hope she does not cheat to much on you.

Some Brazilians miss mom too much and can't live abroad. Others never want to return as they love living in Europe/USA. Send her home for a month and see what happens.]]> Sat, 19 May 2012 20:42:24 +0000 http://www.gringoes.com/forum/forum_posts.asp?TID=15450&PID=180970#180970 Off Topic : Dilma looks sick quite ill. http://www.gringoes.com/forum/forum_posts.asp?TID=15442&PID=180969#180969 Author: GreatBallsoFire
Subject: Dilma looks sick quite ill.
Posted: 19 May 2012 at 20:38

Originally posted by Grads

Generally speaking, the more maginification the more faults that can be found - literally and figuratively. I was very skeptical of Dilma when she ascended. Now I think she has done a very good job - given the state of the union. Sometimes the best man for the job IS a woman, which has proven true at this time in this country - IMO.

I like Dilma attacking the banks which rape the locals. I like her demand to push the Selic down so the Real falls to parity 2.70 to the dollar. No need to pay the highest interest rates in the world and have no funds for health, infrastructure, education and police. Just look at the Brazilians loading up on Miami real estate with the inflated Real. Sadly the debt service is so huge as is the pension payouts to the retired that the Gov has little money to spend on stimulus. So I bet we see continued push for lower interest rates to bring about a devaluation of the Real. The is the usual approach in Brazil and nothing has changed.]]> Sat, 19 May 2012 20:38:09 +0000 http://www.gringoes.com/forum/forum_posts.asp?TID=15442&PID=180969#180969 Investing in Brazil : Exchange Rate Predictions 2012 http://www.gringoes.com/forum/forum_posts.asp?TID=13966&PID=180968#180968 Author: GreatBallsoFire
Subject: Exchange Rate Predictions 2012
Posted: 19 May 2012 at 20:30

The situation in Brazil has changed. Commodity prices are down bigtime. Dilma is demanding lower interest rates. Brazil has big inflation and negative economic growth. Real is headed to three to the dollar as investors flee. Bubble? Just the same old boom and bust commodity economy of Brazil.

]]> Sat, 19 May 2012 20:30:27 +0000 http://www.gringoes.com/forum/forum_posts.asp?TID=13966&PID=180968#180968